Can I collect spousal benefits if I remarry?

Can I collect spousal benefits if I remarry?

You cannot claim divorced-spouse benefits tied to a living former mate if you are married. If your ex-spouse is deceased, you can remarry and continue collecting survivor benefits on his or her earnings record, as long as you were 60 or older when you remarried (50 or older if you are disabled).

Can my wife collect my Social Security if I pass away?

When a Social Security beneficiary dies, his or her surviving spouse is eligible for survivor benefits. In most cases, a widow or widower qualifies for survivor benefits if he or she is at least 60 and had been married to the deceased for at least nine months at the time of death.

Can I collect my husband’s benefits?

If your spouse is full retirement age and applying for spouse’s benefits only, they can apply online by using the retirement application. Your spouse can also receive spouse’s benefits at any age if they are caring for your child under age 16 or who became disabled before age 22, and is entitled to benefits.

How long do you have to be married to receive survivor benefits?

To qualify for survivor benefits as a divorced spouse, your marriage must have lasted at least 10 years. You must also be unmarried, and you won’t begin drawing benefits until you turn 62.

How does a second marriage affect Social Security benefits?

You have the ability to choose between your own Social Security benefit or your ex-spouse’s. “If you get remarried, generally you can’t collect on the benefits of your former spouse.” That changes if your second marriage ends because you get divorced, the marriage is annulled or your second spouse passes away.

How long do you have to be married to collect your spouse’s retirement?

To receive a spouse benefit, you generally must have been married for at least one continuous year to the retired or disabled worker on whose earnings record you are claiming benefits.

What is the spousal benefit?

The spousal benefit can be as much as half of the worker’s “primary insurance amount,” depending on the spouse’s age at retirement. If the spouse begins receiving benefits before “normal (or full) retirement age,” the spouse will receive a reduced benefit. Otherwise we pay the spousal benefit.

How long do you have to be married to get spousal Social Security benefits?

How long does someone have to be married to collect Social Security spouse benefits? To receive a spouse benefit, you generally must have been married for at least one continuous year to the retired or disabled worker on whose earnings record you are claiming benefits.

Can I collect Social Security benefits from my spouse?

You can collect benefits on a spouse’s work record regardless of whether you also worked. If your own retirement benefit is lower than your spousal benefit, Social Security will pay you the higher amount.

Will my spousal benefit be affected by my spouse’s age?

Your spousal benefit is not affected by the age at which your husband or wife claimed Social Security benefits. It will always be based on your mate’s primary insurance amount.

How will my spousal benefit be calculated?

First, because he has filed for his own retirement benefit, his spousal benefit will be calculated as his excess spousal benefit, equal to the difference between half of your full retirement benefit and 100 percent of his full retirement benefit.

Can I apply for spousal benefits just for my husband’s work?

However, at full retirement age, you can apply just for a full spousal benefit based on your husband’s work record. It’s worth running your situation through a software program that can determine which option will maximize your lifetime benefits.