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Is it bad that I lost my Social Security card?
You need a Social Security number to apply for jobs, to open a credit card account, and even to get married. Having your Social Security card lost or stolen may expose you to identity theft and fraud, lost finances, and damaged credit.
You can replace your Social Security card for free if it’s lost or stolen. Avoid service providers wanting to charge you a fee to get your replacement card. Keep in mind that you’re limited to three replacement cards in a year, and 10 during your lifetime.
How much damage can someone do with your Social Security number?
Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.
Can someone access my bank account with my Social Security number?
They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name.
How do you protect yourself if your Social Security card is stolen?
- Consider placing a fraud alert or a security freeze on your credit reports or locking them.
- Request a replacement card from the Social Security Administration.
- Check your credit reports.
- File a police report or a Federal Trade Commission (FTC) Identity Theft Report.
How do you tell if your Social Security number has been compromised?
at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.
How do you check if my SSN is being used?
To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.